2% service charge per month after payment due date.
14-day return on all non-bullion coins, banknotes, and accessories.
No refunds allowed on any jewellery items, 30-day exchange items (except watches).
Watches and bullion items are not refundable or exchangeable.
Layways: 20% restocking fee will applied for cancellation.
Payment methods for Sell to J&M products
Credit or Debit Cards payment methods can not be used to Sell products to J&M. Please use other payment methods available during checkout.